The United States expands active development of crypto regulations – SEC OIAD includes Crypto Task Force in FY 2026 objectives. The CTF has already issued two Requests for Information (RFI) covering crypto-lending, staking, custody models, and determining when a crypto-asset should be deemed a security. To assess the impact of future rules, the OIAD relies on the THRIVE program – a national panel of quarterly longitudinal surveys of retail investors that allows the Commission and Congress to gather data quickly. Programs for interagency coordination of fraud investigations are also being developed and are conducted through the Interagency Securities Council.
If you’re actively trading, BloFin’s WOW2025 is live — with $4.2 million and a Tesla Cybertruck up for grabs. Register here.
SEC Crypto Task Force – Continued Momentum in Digital Asset Policy
We have often noted that the initiatives of the Crypto Task Force are part of a long-term strategy, and this report provides further evidence. The report to Congress from OIAD states unequivocally that the development of crypto initiatives will continue not only in 2025 but also in 2026. A total of six priorities have been defined for FY 2026:
- Enhancing the Accessibility of Disclosures for Investors
- Disclosure and Investor Testing
- China-Based Variable Interest Entities
- Private Market Investments in Retirement Accounts
- Evaluating the Potential Impact of SRO Rule Proposals on Investors
- Crypto Task Force Requests for Information
The first two priorities rely on behavioral testing through THRIVE: the panel tracks retail investors’ decisions each quarter, giving regulators faster access to fresh data. In the China-based VIE section, the Investor Advocate promises “to raise questions about the reliability of reporting and contractual structure” of Chinese issuers. Meanwhile, the study of private-market instruments in pension plans will examine the risks of limited liquidity and a higher likelihood of fraud. The analysis of SRO filings will be accompanied by investor surveys to understand the potential impact of the rules on retail accounts. To handle complaints and prevent fraud, OIAD uses the Interagency Securities Council: a platform where more than 2,000 regulators share case studies and best practices for combating financial fraud. In addition, the Ombudsman Matter Management System processed 1,240 new cases during the reporting period; 26 % of complaints were related to alleged securities violations, and the share of digital-asset fraud grew by 142 %.
Speaking of Crypto Task Force Requests for Information, feedback is requested in four areas:
- Crypto-lending
- Staking
- Custody solutions
- The threshold at which an asset becomes a security
Together, these steps aim to create a more focused and sustainable framework for future economic and regulatory policy in the United States. They also reflect the high strategic emphasis on digital and crypto assets, as well as the ambition to remain leaders in this field, especially against the backdrop of a weakening dollar.
If you’re actively trading, BloFin’s WOW2025 is live — with $4.2 million and a Tesla Cybertruck up for grabs. Register here.
Conclusion
Thus, you can see for yourself what the near-term priorities are, and it seems we are only at the beginning of crypto’s development. Yes, crypto enthusiasts might say that we have lived with top cryptocurrencies and advanced DeFi solutions for many years. But all of this has so far relied only on the crypto community and, at best, was ignored by major economies. Now, the world’s strongest economy is seeking to rein in all this, and this shift is also opening multiple new opportunities. Stay tuned to keep up with the latest developments in crypto, blockchain, and regulation.