- Cardano is planning to integrate DeFi capabilities into the XRP Ledger via a computational layer
- The move could unlock over $140 billion in dormant value across XRP and Bitcoin ecosystems
- After years of tension, Cardano and Ripple appear to be warming up to a strategic collaboration
Something’s shifting.
After years of tension, Cardano and XRP seem to be warming up to each other — and Charles Hoskinson isn’t hiding it anymore.
What’s brewing? A potential multi-billion-dollar integration that could completely change how we look at DeFi.
Right now, both Bitcoin and XRP are sitting on massive ecosystems… but with imited native DeFi capabilities.
Cardano wants to change that. By adding a smart contract layer to the XRP Ledger, the idea is to unlock real DeFi features like lending, borrowing, and beyond — all without compromising the fundamentals of either chain.
And yeah, it’s not just talk. There’s now a clear direction: plug XRP DeFi into the Cardano machine, creating bridges between networks that historically stayed in their own lanes.
Why does this matter? Because there’s over $140 billion worth of value across Bitcoin and XRP ecosystems just waiting to be activated in a smarter, more functional way.
If Cardano becomes the place where that happens — even partially — it could be a massive win for everyone involved.
Of course, we’re still early. But it’s rare to see this kind of cross-chain synergy, especially between projects that haven’t always seen eye to eye. If Cardano pulls this off, we’re not just looking at a tech upgrade — we’re looking at a whole new layer of utility and liquidity.
Let’s see if they really walk the talk.
But one thing’s clear: XRP DeFi on Cardano isn’t just a cool idea. It’s a serious opportunity.
